Smartphone payment can be used without a credit card!?

This time, I will introduce how to use the smartphone payment service even if you do not have a credit card. If you are interested, I would be grateful if you could refer to it.

Smartphone payment can be used without a credit card

smart payment with smart phone

From the conclusion, it is possible to use smartphone payment without using a credit card. Some people who want to use the smartphone payment service without using a credit card have people who do not have the credit card itself, but people who do not want to cooperate. Let’s look at each case.

People who do not have a credit card:

Japan is a credit card nation where almost 90% of people have a credit card. However, some people do not have a credit card for a variety of reasons. Among such people, there are not a few who would like to use the smartphone payment service.

Convenience at the time of payment, rewarding points and economic benefits of campaigns… If you can get these benefits without using a credit card, smartphone payments should seem attractive.

Those who have a credit card but do not want to work with a smartphone
Even if you have a credit card, there are probably people who do not want to work with your smartphone. One of the reasons why I feel such resistance is that the total amount of damage jumps up when illegally used.

Actually, there have been cases in which smartphones linked with credit cards were misused and the usage limit of several million yen was illegally used. Having the ability to pay more than you have is the appeal of credit cards, but it also poses a major risk.

In particular, smartphone payments are still in their infancy. Even if it is said that security measures are taken, there are a lot of people who can’t believe it without letting go. In the next block, as an example, I will introduce how to use PayPay safely, so please refer to it.

How to use PayPay without a credit card:

There are several ways to use PayPay without using a credit card. Try the method that suits you best.

Charge by bank transfer:

First, there is a method of linking your bank account with PayPay. The balance charged from your bank account can be used for payment.

From here, let’s see how to charge from a bank account for each process.

First, create a Yahoo! ID and register a bank account in Yahoo! Wallet.

Next, tap “Account” on the home screen of the PayPay app and select “External Link”.

The next thing to do is register your Yahoo! Money/wallet. From the home screen of the PayPay app, tap “Payment Management” and select “Register Yahoo! Money”. When you follow the instructions on the screen, you will be asked to enter a phone number.

The verification code will be sent by SMS to the entered phone number, so enter it in the specified frame. After that, you can register your Yahoo! Money/Wallet by setting your PIN. You can also register your bank account with the PayPay app after registering your Yahoo! wallet.

After that, you can charge at any time by tapping “Charge” from the PayPay home screen and selecting the amount and account.

Convenience store payment to Yahoo! Money:

PayPay can also be charged from a 7-Eleven ATM without linking a credit card or bank account.

First, tap “Trade with a smartphone” at Seven-Eleven ATM. Then, the QR code will be displayed. Next, select “Charge” on the PayPay app and select “Seven Bank” to activate the camera. After that, scan the QR code displayed on the ATM screen.

Enter the 4 digit PIN displayed in the app into the ATM. A charge is completed by setting the amount and depositing cash. No change will be given, so you need to deposit exactly the amount you set.

Link debit card:

PayPay can also be used in conjunction with debit cards. Debit cards are deducted from your bank account in real-time, so you don’t have to worry about overusing them like you would with a credit card. The procedure for registering a debit card is basically the same as for credit cards.

Tap the 3 lines at the top left of the PayPay app and select “Set payment method”. Tap “Add credit card” to activate the camera, so load the debit card. After that, enter the expiration date and security code of the debit card and tap “Add” to complete the registration.

However, only “Visa debit card” and “Mastercard debit card” can be registered to PayPay. Please note that other cards cannot be read.

If you use credit cards, Yahoo card is the best choice. This is because the payout rate for PayPay is basically 0.5% when you pay with a credit card, but it is 3% when you use a Yahoo card.

In addition, if you add a 1% Yahoo card return rate, you will be able to receive a real point return of 4% by double taking points. It can be said that Yahoo Card can maximize the appeal of PayPay.

In addition, if you have a Yahoo card that has registered your personal authentication service (3D Secure), you can charge with a credit card. This is a feature that other credit cards do not support. By charging from a Yahoo Card and using it, you can prevent overuse and also double points.


There are many ways to use PayPay without using a credit card. However, linking Yahoo Cards is the most effective way to maximize the benefits of PayPay. If you are going to use PayPay with a credit card, we recommend linking Yahoo Card.

Best sites providing really free virtual mobile phone numbers for receiving SMS

Best sites providing really free virtual mobile phone numbers for receiving SMS, in one step, no registration
The sites published on the page provide free virtual numbers for receiving SMS. Designed to protect your personal data and allow you to subscribe to various services without revealing your phone number. For example, to test an unknown online service. The use of such service sites will help protect your personal phone number from publications on the Internet and its transfer to third parties.

Keep in mind that all IP addresses are logged. Fraudulent intentions will be revealed when contacting the security services of any country.

All sites published on the page for receiving SMS to a virtual number provide their services for free. This is done to attract customers, namely, so that users can be convinced of the service. The more numbers the service provides for free, the less likely you are to run into repeated registration using the same number. Some services update the lists of numbers, and if you wish, you can subscribe to news about adding new ones. All information is current at the time of publication of the article.

Possible disadvantages:

There are possible disadvantages, depending on the goals and needs of the free virtual phone number for receiving SMS:

They do not require additional steps, but all information is published directly on the site and is publicly available. Anyone can use the number;
You should not use numbers to link accounts, financial instruments, phone numbers (by the way, it is unnecessary to indicate your personal phone number in order to use one of the services!);
All rooms are designed for temporary or one-time use.

How to use:

Choose from the list of suggested ones;
Copy and paste into the data filling form as a number to receive a verification SMS for verification or authentication;
Expect an incoming message right on the service page (general log).
List of sites providing virtual numbers for receiving SMS for free
Offering Best Receive SMS Online Service of virtual and real sim numbers for receiving SMS. Allows you to receive SMS from any service. There are test toll free numbers. Incoming messages are stored in a virtual inbox and can be redirected to phone, mail or url.

To use virtual numbers for free, go to the test tab .

Registration: required
Cost: Receiving SMS – free \ Sending SMS – paid
Total toll free numbers: 5
Major International Dialing Code: USA, Australia, England only


TopGameRPG is a self-explanatory website that allows you to receive SMS messages for free and without registration or verification. The only drawback is that all messages are displayed on the main page, nothing is blocked or hidden from public viewing. They have 8 public phone numbers, avoid using them for anything related to your bank account or credit card.

Registration: not required
Cost: receiving SMS – free
Total toll free numbers: updated continuously every day
Major International Dialing Code: USA only allows you to receive SMS online for free. Moreover, you can also receive voice messages online. There is no registration b your real phone number is required. You can quickly select one of the numbers listed on the site to receive SMS from all well-known online platforms.

Registration: not required / registered get additional numbers
Cost: receiving SMS – free \ sending SMS – paid
Total toll-free numbers: 8
Major International Dialing Code: USA and Canada and and provide completely identical temporary numbers. It is possible to subscribe to the update notification. Rooms are updated every week.

Registration: not required / registered get additional numbers
Cost: receiving SMS – free / sending SMS – free, with a restriction (during testing)
Total toll free numbers: 25
Major International Dialing Code: USA and Canada is a website that allows you to receive SMS messages for free without registering your real phone number. You can select numbers from the site and quickly receive SMS from all sites like FaceBook, PayPal, WeChat and so on. There is a free subscription to new numbers. is a website that provides free phone numbers to receive SMS online.

Registration: not required
Cost: receiving SMS – free \ sending SMS – paid
Total free numbers: 10
Major International Dialing Code: USA, Indonesia, Canada, Sweden, Puerto Rico, etc.


receive-a-sms makes it easy to get phone numbers for SMS verification in various applications and websites. This happens in 2 quick steps where you need to send SMS to numbers and click on the numbers to view the text.

Registration: not required
Cost: receiving SMS – free / there are paid numbers from 12 dollars.
Total toll-free numbers: 17
Major international dialing code: United States, Australia, Netherlands, Canada, Malaysia, United Kingdom, Israel, Poland, Germany, Sweden, Belgium, Brazil, Czech Republic, France, Spain.


ReceiveFreeSMS is an SMS service that does not require registration. They offer disposable mobile phones for receiving SMS confirmation online. It is very easy to receive free SMS with our virtual numbers online. Receive SMS online from USA, UK, Sweden. Worldwide SMS receiver and incoming free sms. They have 24 phone numbers to choose from, as well as a paid package for sending SMS.

There are a lot of free numbers, so to read incoming SMS you need to visit a separate page (by clicking on the number that was used).

Registration: not required
Cost: receiving SMS – free \ sending SMS – paid
Total free numbers: 24
Major international dialing codes: Russia, USA, Brazil, UK, Switzerland, Hong Kong, Belgium, Estonia, Canada, Sweden, Spain, Poland, Puerto Rico, and Ireland.
ReceiveSMSOnline and FreeOnlinePhone
The message will be shown here less than 1 second after it was received

Receiving SMS or calls

In our service, you can receive and process SMS messages and calls from subscribers to federal numbers. Thus, you can establish feedback with your customers via SMS. Numbers for receiving messages can be generally free, dedicated virtual numbers. And using SIM-cards under the SIM-hosting service.

getsmscode verification free

Methods of obtaining:

You can receive incoming SMS messages or calls from subscribers in the following ways::
Replies to send SMS messages (free).
After at least one message is sent to a certain subscriber, all his subsequent reply SMS messages are sent to the account of the Client. Who last sent him an SMS message through our service. To be able to reply to a sent message, it is necessary to indicate any of our federal numbers in the text of the message when sending, then it will be possible to reply to it. Receiving a response from a subscriber to our common free numbers is possible only within two weeks after the last SMS message was sent to this subscriber from our service.

Specify a prefix (free) :

To receive incoming SMS-messages from subscribers without a previously sent message from the site, you can use a special prefix at the beginning of the message – the Client’s login, colon, and space, for example, “login:”.

Using a dedicated number (paid) :

It is also possible to purchase a dedicated virtual number for receiving SMS-messages in the + 7977000xxxx format or another number through the SIM-card hosting service in accordance with the tariffs indicated on the ” Tariffs ” page. All incoming SMS messages from subscribers to such a dedicated number are assigned to the Client who owns this number.

Receiving incoming SMS to your phone (free) :

To receive reply SMS messages directly to your phone number, you must indicate it in the text of messages sent through our service, then subscribers will be able to select it when sending and send SMS messages to it. In addition, you can configure the forwarding of incoming messages to our number to the phone specified in the settings in your personal account.

Receiving incoming calls from subscribers:

In addition to SMS messages, it is also possible to receive calls from subscribers, which in the system look like ordinary incoming messages with the text [CALL] . Each call after reading the caller’s number will be dropped immediately and will not consume subscribers’ funds, unlike SMS. Receiving incoming calls is possible only to dedicated premium numbers.

To receive SMS messages, you can use dedicated paid numbers or our common free numbers: All incoming messages or calls from subscribers to the numbers of our service or allocated to the Client can be seen in the personal account in the item “Incoming SMS” or set up their forwarding to e-mail or to the Client’s server via HTTP or SMPP protocols.

You can go to to receive free sms online

+17079325323phone verification in USA (SMS, calls)

+13347586745recibir sms online from USA ( SMS)

+18479865443 − getsmscode from USA (SMS, calls)
+18033365434 − real phone number generator (SMS, calls)
447624803018 − England (SMS)
5555 − For subscribers of Altel (Kazakhstan)
77074909644 − Tele2 Kazakhstan (SMS, calls)
77079517777 − Tele2 Казахстан (SMS, звонки)
79037676877 − Beeline Moscow (virtual number, SMS)
79059457777 − Beeline Novosibirsk (SMS, calls)
79138977777 − MTS Novosibirsk (SMS)
79163377737 − MTS Moscow (SMS, calls)
79168877777 − MTS Moscow (SMS, calls)
79236409000 − Megafon Novosibirsk (SMS, calls)
79513912777 − Tele2 Novosibirsk (SMS, calls)
79684477777 − Beeline Moscow (SMS, calls)

Terms and conditions of use:

Incoming messages to our general free numbers or paid virtual numbers can be received only from subscribers, it will not be possible to receive incoming messages to these numbers from various Internet services and payment systems.

When using hosting a SIM card, incoming messages can be received from any sender’s names, including letters from various Internet services. But if the SIM card is issued to our company. Then letter names are opened only upon request after checking each name. All restrictions on receiving messages are removed on the customer’s SIM card.

It is forbidden to use incoming numbers to distribute drugs, smoking mixtures, and other goods. And services prohibited by law. Connection of numbers and hosting of SIM cards for receiving incoming messages are carried out. After the provision of statutory documents (for legal entities or individual entrepreneurs) or a scanned copy of the passport (for individuals). Customer SIM cards are connected after providing a scanned copy of the SIM card holder’s passport.

In case of violation of the rules, the allocated number will be disconnected, and the money charged for connection will not be returned. All numbers are paid to the operator for the remaining month, so the money is non-refundable. The service of a dedicated number (virtual or hosting of a SIM card) is also paid until the end of the month. It is possible to replace a SIM card without a refund in agreement with the company. In addition, the operator can set filters on incoming messages and impose a penalty for prohibited use of the number.

SMS – Billing in Online Community Business

With various online payment methods, SMS billing does not exist long enough to compete with PayPal, CCBill and But its popularity continues to grow, with more and more users preferring online SMS transactions over traditional payment methods. What is the reason?

It’s easy to answer this question with a hint of psychology: customers want to get goods and services quickly, safely, and easily. All of this can be accomplished by pressing a few buttons on the phone. The advantages are obvious: you do not have to disclose your credit card details online, you do not have to wait too long for the transfer to be completed: you get what you want right away and you do not have to consider how much you will spend – the costs A short one Message is reasonable and only part of your monthly phone bill (which is very relaxing).

Now that we know what advantages the SMS payment system offers consumers, we want to examine the situation from the position of the provider. Suppose you have a dating site with a multi-tier membership system and free members have very limited access to the site’s features (optionally they cannot send messages to other users). As soon as a free member urgently needs to use the functionality of the website to which they have no access, it is likely that they would rather buy this defined service than subscribe to a monthly subscription (which would of course be more expensive and take more time). This makes all the more sense when you consider that to access the desired function, you simply have to do a few simple operations with your mobile device. This shouldn’t seriously affect the number of subscriptions on your website, as people who request a paid subscription generally want the all-inclusive service package. However, this could definitely be an additional source of income that can earn you tens of thousands of dollars a day in addition to the regular cash flow of registered members.

The only thing that online dating site owners may hesitate to present to their members via SMS billing is that this payment method is very popular in the United States and has not been widely accepted in the United States (most likely, lack of advertising). However, we must not forget that “pioneers” who take the risk of trying out new technologies for their company are generally adequately rewarded. In my opinion, this risk is minimal with SMS billing.

As you may have noticed, I haven’t talked about the major drawbacks of SMS billing since I don’t see them. If you have your choice in this regard, feel free to share it by leaving your comments in the post.

Business SMS – 5 Reasons This Marketing Tool Will Put More Money Into Your Bank Account

Five years ago, I hadn’t even heard of corporate text messages. I only found it when one day a friend told me about this really simple tool that I could use to market my business more effectively. When I visited the website promoting this online SMS service, I noticed that I could register for free and try it out without any risk. The advantages for me in terms of saving time and increasing profits were significant. I found the service so easy to use that I couldn’t do without this extraordinary little tool.

  1. Online text messages seem to offer something to IT fans who enjoy using software tools, but nothing could be further from the truth. In fact, the services are mostly web-based. If you can access the Internet and move your mouse, you can easily use this service. This is very important because, like most people, I don’t have to waste time understanding complicated marketing tools. Just give me something that I can use in a few minutes.
  2. With Business SMS, you can type a message of up to 160 characters on the keyboard and send it to cell phones of hundreds or thousands of customers, followers, club members, or even healthcare patients in seconds. As long as the sender has the names and cell phone numbers of his customers, etc., he can send a message to advertise his product or service.
  3. A great feature of corporate SMS is that the system enters the names of the recipients before sending messages so that each text message arrives personalized. This is extremely important because companies always get a better answer when they speak to someone, such as their name.
  4. One of the main reasons why many marketing methods are not profitable is that the cost per customer acquisition is too high. For this reason, corporate SMS is so superior that each text message costs only a few cents and there are no monthly contracts, obligations or administrative costs. Just pay pennies for every message you send.
  5. Online SMS also provides excellent internal features that allow a company, club, or organization to create a list of names and cell phone numbers of people interested in a particular product or service. Speaking of which, online SMS is authorization marketing, you definitely don’t spam people with unwanted text messages. Lead generation is important for all companies, as generating new inquiries is the lifeblood of their company and especially important for those who do not have the habit of regularly collecting contact details. I am referring to the cell phone numbers not only of customers, but also of potential new customers.

While corporate SMS has the disadvantage that each message is limited to 160 characters, it’s undoubtedly one of the easiest, cheapest, and fastest ways to manage promotions for any business. Even clubs and nonprofits find it a great way to communicate with their members and followers in minutes, with important news and information. We will surely see that more and more entrepreneurs are using this extraordinary little tool, especially when they have to cut marketing costs in this difficult economic environment.